You’ve handled your finances for decades, but today’s tax rules are more complex than ever. While online tax software works for some people, many boomers prefer the reassurance of working with a real person who understands their unique needs.

Most people know Required Minimum Distributions start at age 73, but very few realize just how big the tax bite can be when they finally kick in.

Most retirees are surprised to learn that Medicare Part B and Part D premiums are income-tested, and the income Medicare uses is from two years ago. That seemingly small detail has created a very expensive trap for a lot of good people.

As retirement changes your daily routine, it also changes how you file your taxes. While you may no longer receive a traditional paycheck, your income sources like Social Security, pensions, and retirement withdrawals can still affect what you owe.

Even the most organized person can slip up on taxes, especially as rules change from year to year. Here are the most common mistakes we see from older taxpayers and how you can protect yourself.

For many retirees, Social Security feels like a well-deserved reward after decades of work.

Between retirement and the age when Required Minimum Distributions (RMDs) begin, there’s often a golden opportunity — a window of lower income that allows retirees to make strategic moves to reduce lifetime taxes. We call this the “trough years.”

Legacy planning is about more than leaving assets — it’s about ensuring those assets transfer efficiently and meaningfully.